Southside Bank Payday Loans Review - Whitehouse, Texas

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4 6 reviews

Organization owner?

601 TX-110 N, Whitehouse, TX 75791, USA

+1 (903) 839-7777

www.southside.com

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

Closed

Sunday

Closed

Monday

10AM–6PM

Domain Info

Feedback about Southside Bank?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Lending companies are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Whitehouse, New Jersey

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Whitehouse, New Jersey are taken out problem-free. The interest percentage depends on the client's person-related information: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

30% usury cap

How will Southside Bank help take out a loan in Whitehouse, New Jersey?

24/7 operation. Such online services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

26%

Healthcare Bills

28%

Traveling

21%

Car Repair

Clothes

11%

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a loan. The lender process many aspects such as financial abilities to approve the request. Cash advance in Whitehouse, New Jersey may help improve your credit score.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will specify the cost of the loan. It takes seconds to see the outcome.

Let's see