Midwestern State University Credit Union Payday Loans Review - Wichita Falls, Texas

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5 2 reviews

Organization owner?

3410 Taft Blvd, Wichita Falls, TX 76308, USA

+1 (940) 397-4622

www.mwsucu.com

Tuesday

7:30AM–4PM

Wednesday

7:30AM–4PM

Thursday

7:30AM–4PM

Friday

7:30AM–4PM

Saturday

Closed

Sunday

Closed

Monday

7:30AM–4PM

Domain Info

What people think about Midwestern State University Credit Union?

Below you find some of the opinions of our clients.

Note

Important

The previous three items charactirize a precise lender. But below you can read general details about payday loans.

Payday Loans in Wichita Falls, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans may seem like an easy and fast solution to a short-term problem in Wichita Falls, Texas. Loans from payday lenders can get you money same day. Your APR will depend on several factors.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Midwestern State University Credit Union that offers payday loans in Wichita Falls, Texas

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to complete the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

37%

Treatment

26%

Vacation

21%

Clothes

16%

Home improvement

16%

Debt Consolidation

11%

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have little to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Wichita Falls, tx welcome borrowers with bad credit. You can apply for a bad credit payday loan on the net at any time of the day and if successful could have the money in your account within a few hours.

To get approved for a cash advance, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see