University Federal Credit Union Payday Loans Review - Bountiful, Utah

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4.2 28 reviews

Organization owner?

1535 N Main St, Bountiful, UT 84010, USA

+1 (801) 481-8880

www.ucreditu.com

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

Closed

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

[email protected]

+1.5707088780

Testimonials

What people think about University Federal Credit Union?

Below you read some of the opinions of our clients.

Note

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Bountiful, Utah

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your unexpected financial problems in Bountiful , Utah because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

658%*

Max Loan

No Limit

Min Term

Not specified

Max Term

70 days (10 weeks)

Advantages of University Federal Credit Union that offers payday loans in Bountiful, Utah

24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
High approval chances. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit history. Payday loan approvals depend very much on specific factors. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the payday loan even before applying.

Let's see