Goldenwest Credit Union Payday Loans Review - Layton, Utah

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4.5 85 reviews

Organization owner?

1268 N Hill Field Rd, Layton, UT 84041, USA

+1 (801) 621-4550

www.gwcu.org

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5:30PM

Saturday

9AM–2PM

Sunday

Closed

Monday

9AM–5PM

Domain Info

Feedback about Goldenwest Credit Union?

Here you get acquainted with the feedback of our clients.

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Pay Attention

Above-shown info offers the details about a certain lender. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Layton, New Jersey

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Layton, New Jersey is issued easily and quickly. The interest rate is defined depending on the category of the customer: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

30% usury cap

How will Goldenwest Credit Union help issue a payday loan in Layton, New Jersey?

Round the clock service. Every borrower may address the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to attend any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Layton, nj consider this circumstance not a drawback to take out a loan. The client of a payday loan should be prepared to objectively assess financial solvency, take out a loan, repay the debt on time and not only handle current problems, but enhance the credit score.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see