First Bank & Trust Co. - Blacksburg Payday Loans Review - Blacksburg, Virginia

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5 2 reviews

Organization owner?

2695 Prices Fork Rd, Blacksburg, VA 24060, USA

+1 (540) 951-1656

www.firstbank.com

Sunday

Closed

Monday

8AM–6PM

Tuesday

8AM–6PM

Wednesday

8AM–6PM

Thursday

8AM–6PM

Friday

8AM–6PM

Saturday

Closed

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

[email protected]

+1.5707088780

Testimonials

What people think about First Bank & Trust Co. - Blacksburg?

Below you find some of the opinions of our customers.

Note

Pay Attention

Above there is information about a precise company. Below you can see common features of payday loans.

Payday Loans in Blacksburg, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Blacksburg, Virginia. Loans from payday lenders can get you money same day. Your interest rate will depend on a few factors.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of First Bank & Trust Co. - Blacksburg that offers payday loans in Blacksburg, Virginia

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to complete the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see