Citizens Bank and Trust Company Payday Loans Review - Blackstone, Virginia

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4 6 reviews

Organization owner?

126 S Main St, Blackstone, VA 23824, USA

+1 (434) 292-8100

www.cbtva.com

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Domain Info

Feedback about Citizens Bank and Trust Company?

Here you get acquainted with the reviews of our customers.

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Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Blackstone, Massachusetts

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Blackstone, Massachusetts is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a borrower will recieve.

APR

23% small loan cap

How will Citizens Bank and Trust Company help take out a loan in Blackstone, Massachusetts?

24/7 service. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Blackstone, Massachusetts. The company will estimate many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

Let's see