Bank of the James - 5th Street Station Payday Loans Review - Charlottesville, Virginia

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4 24 reviews

Organization owner?

225 Merchant Walk Ave, Charlottesville, VA 22902, USA

+1 (434) 202-0424

www.bankofthejames.bank

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

What people think about Bank of the James - 5th Street Station?

Below you read some of the testimonials of our clients.

Note

Important

The above-given information provides the details about a specific lender. The information below is about general information about payday loans.

Payday Loans in Charlottesville, Virginia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Charlottesville, Virginia. The entire process is straightforward. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Bank of the James - 5th Street Station that offers payday loans in Charlottesville, Virginia

24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
High approval rates. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can save individuals who have poor credit scores or have no credit history. But we advise you that as with any borrowing you should only consider applying for a payday loan if you are convinced that you can make payments as agreed in the contract.

To get accepted for a payday loan, you must meet the following requirements: