Old Point National Bank Lending Office Payday Loans Review - Chester, Virginia

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5 reviews

5601 Ironbridge Pkwy Suite 101, Chester, VA 23831, USA
+1 (804) 512-0800
oldpoint.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5AM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

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Above there are details about a definite lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Chester, New York

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Chester, New York is issued simply and quickly. The interest percentage is set depending on the category of the customer: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will Old Point National Bank Lending Office help issue a loan in Chester, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor reviewed by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by payday lenders to take out a cash advance. The lender review many aspects such as financial capabilities to approve the application. Cash advance in Chester, New York may help level up your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

Other Payday Lenders in Chester, Virginia

Langley Federal Credit Union Corporate Office

721 Lakefront Commons, Newport News, VA 23606, USA

+1 (757) 827-5328

www.langleyfcu.org

Check Into Cash

1036 Memorial Dr, Pulaski, VA 24301, USA

+1 (540) 980-6162

local.checkintocash.com

Chesapeake Bank - Lively

2824 White Chapel Rd, Lancaster, VA 22503, USA

+1 (804) 462-5131

chesbank.com

1st Advantage Federal Credit Union

1201 Broad Rock Blvd, Richmond, VA 23249, USA

+1 (757) 877-2444

www.1stadvantage.org

The Freedom Bank of Virginia

4500 Daly Dr Suite 240, Chantilly, VA 20151, USA

+1 (571) 395-4000

www.freedom.bank

Kroger Money Services

1510 Eastridge Rd, Richmond, VA 23229, USA

+1 (804) 288-2730

moneyservices.kroger.com

F&M Bank

161 S Main St, Woodstock, VA 22664, USA

+1 (540) 459-3707

www.fmbankva.com

Carter Bank & Trust

238 W Main St, Abingdon, VA 24210, USA

+1 (276) 676-3280

www.cbtcares.com

Blue Ridge Bank

10050 3 Notch Rd, Troy, VA 22974, USA

+1 (434) 589-0744

www.mybrb.com