Virginia Credit Union Payday Loans Review - Chesterfield, Virginia

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3.1 18 reviews

6737 Public Safety Way, Chesterfield, VA 23832, USA
+1 (804) 748-1417
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

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Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Chesterfield, Massachusetts

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

It is simple and fast to issue payday loans in Chesterfield, Massachusetts. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

23% small loan cap

How will Virginia Credit Union help take out a payday loan in Chesterfield, Massachusetts?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be credited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Chesterfield, Massachusetts. They estmate many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Chesterfield, Virginia

Lendmark Financial Services LLC

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+1 (804) 417-4032

www.lendmarkfinancial.com

Member One Federal Credit Union

7114 Timberlake Rd, Lynchburg, VA 24502, USA

+1 (800) 666-8811

www.memberonefcu.com

Edward Jones - Financial Advisor: Tom Detrick

201 Main St # B, Appomattox, VA 24522, USA

+1 (434) 352-1688

www.edwardjones.com

Check City

21 E Broad St, Richmond, VA 23219, USA

+1 (804) 782-2274

www.checkcity.com

TowneBank

5216 Monticello Ave, Williamsburg, VA 23188, USA

+1 (757) 564-4700

www.townebank.com

Edward Jones - Financial Advisor: Ryan E Lester, AAMS®

385 S Main St, Rocky Mount, VA 24151, USA

+1 (540) 484-4909

www.edwardjones.com

Chain Bridge Bank, N.A.

1445A Laughlin Ave, McLean, VA 22101, USA

+1 (703) 748-2005

www.chainbridgebank.com

Westview Financial Services

4105 Chesapeake Square Blvd #105, Chesapeake, VA 23321, USA

+1 (757) 337-4547

www.westviewfinance.com

Carter Bank & Trust

400 Franklin St, Rocky Mount, VA 24151, USA

+1 (540) 483-0204

www.cbtcares.com