Payne's Check Cashing Payday Loans Review - Culpeper, Virginia

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4.4 7 reviews

Organization owner?

727 N Main St, Culpeper, VA 22701, USA

+1 (540) 825-0565

www.paynescheckcashing.com

Friday

10AM–9PM

Saturday

10AM–9PM

Sunday

11AM–5PM

Monday

10AM–8PM

Tuesday

10AM–8PM

Wednesday

10AM–8PM

Thursday

10AM–8PM

Domain Info

Mailing Address

10 CORPORATE DR, STE 300

BURLINGTON

MASSACHUSETTS

01803

United States

Company Name

DOMAIN PRIVACY SERVICE FBO REGISTRANT

THE ENDURANCE INTERNATIONAL GROUP, INC.

Contact Data

whois@bluehost.com

+1.8017659400

Testimonials

What people think about Payne's Check Cashing?

Below you read some of the opinions of our customers.

Note

Important

The previous three items charactirize a specific lending service. But below you can find common information about payday loans.

Payday Loans in Culpeper, Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in Culpeper, Virginia. The entire process is easy. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Payne's Check Cashing that offers payday loans in Culpeper, Virginia

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to complete the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are companies who may be ready to give you a payday loan even if you have a poor credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

Let's see