F&M Bank Payday Loans Review - Edinburg, Virginia

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3 4 reviews

300 Stoney Creek Blvd, Edinburg, VA 22824, USA
+1 (540) 984-4128
www.fmbankva.com
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM

Domain Info

Created Date

2012-02-21

Mailing Address

Virginia

United States

Testimonials

Feedback about F&M Bank?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Above there are details about a certain lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Edinburg, Pennsylvania

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and quick to issue payday loans in Edinburg, Pennsylvania. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

6% APR small loan cap

How will F&M Bank help take out a payday loan in Edinburg, Pennsylvania?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Edinburg, pa will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the result.

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