First National Bank Payday Loans Review - Forest, Virginia

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4 4 reviews

14417 Forest Rd, Forest, VA 24551, USA
+1 (434) 534-0451
www.1stnatbk.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
Closed
Testimonials

What people think about First National Bank?

Below you see some of the reviews of our customers.
Note

Important

Now you can review general characteristics of payday loans.

Payday Loans in Forest, Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Online cash advance loans can be the best solution to your short-term financial issues in Forest , Virginia because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of First National Bank that offers payday loans in Forest, Virginia

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit score an increased chance to get accepted for such loans. A payday loan may be the only loan available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments in a timely manner.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

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