Spotsylvania Gold & Pawn Payday Loans Review - Fredericksburg, Virginia

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4.7 23 reviews

5049 Jefferson Davis Hwy, Fredericksburg, VA 22408, USA
+1 (540) 786-2500
www.spotsylvaniagoldandpawn.com
Friday
9:30AM–7PM
Saturday
9AM–6PM
Sunday
Closed
Monday
9:30AM–7PM
Tuesday
9:30AM–7PM
Wednesday
9:30AM–7PM
Thursday
9:30AM–7PM

Domain Info

Created Date

2005-02-24

Mailing Address

Virginia

United States

Company Name

Spotsylvania Gold & Pawn

Spotsylvania Gold & Pawn

Testimonials

Feedback about Spotsylvania Gold & Pawn?

Here you grapple with the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes readers get acquainted shared information about payday loans.

Payday Loans in Fredericksburg, Pennsylvania

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Fredericksburg, Pennsylvania are issued problem-free. The interest percentage is conditional on the client's person-related information: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.

APR

6% APR small loan cap

How will Spotsylvania Gold & Pawn help issue a loan in Fredericksburg, Pennsylvania?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Fredericksburg, pa review this circumstance not a drawback to issue a loan. The borrower of a cash advance should be prepared to objectively estimate financial solvency, take out a loan, pay off the debt on schedule and not only solve current problems, but improve the credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as annual percentage rate.

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