First Citizens Bank Payday Loans Review - Galax, Virginia

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4.3 3 reviews

1099 E Stuart Dr, Galax, VA 24333, USA
+1 (276) 238-1300
locations.firstcitizens.com
Sunday
Closed
Monday
9AM–1PM, 3–5PM
Tuesday
9AM–1PM, 3–5PM
Wednesday
9AM–1PM, 3–5PM
Thursday
9AM–1PM, 3–5PM
Friday
9AM–1PM, 3–5PM
Saturday
Closed
Testimonials

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Pay Attention

Payday lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Galax, Virginia

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

It is simple and fast to issue payday loans in Galax, Virginia. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank help issue a loan in Galax, Virginia?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor processed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by lenders to issue a cash advance. The lending company review many aspects such as financial solvency to approve the form. Cash advance in Galax, Virginia may help level up your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Galax, Virginia

Primis Bank and ATM

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+1 (804) 776-7677

www.primisbank.com

Nationwide Credit Corporation

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+1 (703) 776-9260

www.nccarm.com

Sandy Spring Bank

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+1 (703) 814-7200

www.sandyspringbank.com

24 Hour Car Title Loans

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+1 (540) 205-8722

Approved Cash

5508-C, 5508 Fort Ave # C, Lynchburg, VA 24502, USA

+1 (434) 239-8295

approvedcashadvance.com

Fairfax County Federal Credit Union

6506 Loisdale Rd, Springfield, VA 22150, USA

+1 (703) 218-9900

www.fairfaxcu.org

John Marshall Bank - Headquarters

1943 Isaac Newton Square Suite 100, Reston, VA 20190, USA

+1 (703) 584-0840

www.johnmarshallbank.com

Navy Federal Credit Union - ATM

201 Prince Frederick Dr, Winchester, VA 22602, USA

+1 (888) 842-6328

www.navyfederal.org

Bank of America ATM (Drive-thru)

206 W Main St, Louisa, VA 23093, USA

+1 (844) 401-8500

locators.bankofamerica.com