Eastman Credit Union Payday Loans Review - Gate City, Virginia

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4 21 reviews

Organization owner?

265 Jones St, Gate City, VA 24251, USA

+1 (800) 999-2328

www.ecu.org

Saturday

Closed

Sunday

Closed

Monday

7:30AM–5:30PM

Tuesday

7:30AM–5:30PM

Wednesday

7:30AM–5:30PM

Thursday

7:30AM–5:30PM

Friday

7:30AM–5:30PM

Domain Info

Feedback about Eastman Credit Union?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

Lending companies are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Gate City, Virginia

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to take out payday loans in Gate City, Virginia. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Eastman Credit Union help take out a payday loan in Gate City, Virginia?

24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial solvency to approve the form. Cash advance in Gate City, Virginia may help improve your credit rating.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

Let's see