ATM (First Citizens Bank) Payday Loans Review - Harrisonburg, Virginia

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3 2 reviews

Organization owner?

2393 S Main St, Harrisonburg, VA 22801, USA

www.firstcitizens.com

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday

Open 24 hours

Monday

Open 24 hours

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Domain Info

Feedback about ATM (First Citizens Bank)?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

Above-specified info offers the details about a exact lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Harrisonburg, Virginia

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Harrisonburg, Virginia are taken out problem-free. The interest rate is dependent on the borrower's personal data: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will ATM (First Citizens Bank) help issue a loan in Harrisonburg, Virginia?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to attend any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
Fast and high approval rate. The positive offer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Harrisonburg, Virginia. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

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