Henrico Federal Credit Union Payday Loans Review - Henrico, Virginia

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4.1 45 reviews
Organization owner?
9401 W Broad St, Henrico, VA 23294, USA
+1 (804) 266-0290
www.henricofcu.org
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date
Mailing Address
Company Name
Contact Data
Testimonials

Feedback about Henrico Federal Credit Union?

Here you read the feedback of our clients.

The people at this specific location, are phenomenal at customer service.

Dr. River Kulas

Of my money is not going to work that way very rude and service very bad

Dewitt Beier

Friendly staff and they have been helpful with the absolute best loan rates through the years. Their friendliness and willingness to help is second to none there. HIGHLY …

Horacio Brown

The people at this specific location, are phenomenal at customer service.

Dr. River Kulas

Of my money is not going to work that way very rude and service very bad

Dewitt Beier

Friendly staff and they have been helpful with the absolute best loan rates through the years. Their friendliness and willingness to help is second to none there. HIGHLY …

Horacio Brown

The people at this specific location, are phenomenal at customer service.

Dr. River Kulas

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes users get acquainted general information about payday loans.

Payday Loans in Henrico, Virginia

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Henrico, Virginia is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates you will recieve.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Henrico Federal Credit Union help take out a payday loan in Henrico, Virginia?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Henrico, va consider this circumstance not a drawback to take out a loan. The recipient of a payday loan should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on a due date and not only resolve current issues, but enhance the credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its exact cost. This calculator will show the APR of the loan.

Let's see

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Edward Jones - Financial Advisor: Will Lawrence

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Summit Community Bank

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