Bank of Botetourt Payday Loans Review - Lexington, Virginia

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2 4 reviews

65 E Midland Trail, Lexington, VA 24450, USA
+1 (540) 463-7224
www.bankofbotetourt.com
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Testimonials

What people think about Bank of Botetourt?

Below you get acquainted with some of the reviews of our clients.
Note

Important

The above-given information provides the details about a certain lender. The information below is about general information about payday loans.

Payday Loans in Lexington, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Lexington, New York. The entire process is effortless. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Advantages of Bank of Botetourt that offers payday loans in Lexington, New York

  • Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

11%
Treatment

8%
Vacation

6%
Clothes

5%
Home improvement

5%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some clients to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay back your loan commitments as agreed in the contract.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the real cost of the cash advance loan immediately.

Let's see

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