Cornerstone Bank Payday Loans Review - Lexington, Virginia

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3.5 8 reviews

Organization owner?

54 S Main St, Lexington, VA 24450, USA

+1 (540) 463-2222

www.cornerstonebankva.com

Sunday

Closed

Monday

8:15AM–5:15PM

Tuesday

8:15AM–5:15PM

Wednesday

8:15AM–5:15PM

Thursday

8:15AM–5:15PM

Friday

8:15AM–6:15PM

Saturday

9AM–12PM

Domain Info

Feedback about Cornerstone Bank?

Here you read the feedback of our clients.

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Pay Attention

Further there will be shown the details about not a certain lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Lexington, New York

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Lexington, New York is issued simply and quickly. The interest percentage is set respecting the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will Cornerstone Bank help issue a payday loan in Lexington, New York?

Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with customer data. It will take some minutes to consider the application. The money are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

18%

Healthcare Bills

20%

Traveling

15%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Lexington, ny consider this circumstance not a hindrence to take out a loan. The recipient of a payday loan should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on time and not only solve current problems, but enhance the credit rating.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see