First Citizens Bank Payday Loans Review - Lynchburg, Virginia

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4.8 4 reviews

Organization owner?

20373 Timberlake Rd, Lynchburg, VA 24502, USA

+1 (434) 582-4763

locations.firstcitizens.com

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Domain Info

What people think about First Citizens Bank?

Below you find some of the reviews of our customers.

Note

Important

The above-given information provides the details about a specific company. The information below is about common information about payday loans.

Payday Loans in Lynchburg, Virginia

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial difficulties in Lynchburg , Virginia because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of First Citizens Bank that offers payday loans in Lynchburg, Virginia

24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
High approval chances. 94% of applicants are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit history. Payday loan approvals depend very much on other aspects. They will look at your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Learn the APR right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.

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