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What people think about Select Bank?
It decided to rebuild my credit because I had no chances of getting accepted for a student loan. So I applied for a cash advance via Select Bank. Took out 4 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very satisfied.
Vanessa Harber DVM
Used Select Bank for the 4th time. The company is honest. They always keep you informed on your debt. No hidden fees. You can always extend your loan. They are always there when I need extra cash.
Kira Blick
Fast application. I only entered an ID and a bank account. Fast approval. The first time I was approved for $500 only. Hope the available amount will be more next time. Interest rate is affordable . Repaid the loan on time. If required, the term can be also extended.
Noemy Hackett
Select Bank seems good. They rescued me twice. The first cash advance approved was small – $500, but next time the limit was increased to $900. Paid off the loan on time. The staff were amazing, they gave speedy answers to all my questions. No delays. But their interest rates are average.
Rachel Russel Jr.
It decided to rebuild my credit because I had no chances of getting accepted for a student loan. So I applied for a cash advance via Select Bank. Took out 4 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very satisfied.
Vanessa Harber DVM
Used Select Bank for the 4th time. The company is honest. They always keep you informed on your debt. No hidden fees. You can always extend your loan. They are always there when I need extra cash.
Kira Blick
Fast application. I only entered an ID and a bank account. Fast approval. The first time I was approved for $500 only. Hope the available amount will be more next time. Interest rate is affordable . Repaid the loan on time. If required, the term can be also extended.
Noemy Hackett
Select Bank seems good. They rescued me twice. The first cash advance approved was small – $500, but next time the limit was increased to $900. Paid off the loan on time. The staff were amazing, they gave speedy answers to all my questions. No delays. But their interest rates are average.
Rachel Russel Jr.
Important
The previous three items describe a specific lending service. But below you can find common information about payday loans.
Payday Loans in Lynchburg, Virginia
Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans may become an easy and speedy solution to a short-term problem in Lynchburg, Virginia. Loans from payday lenders can get you funds quickly. Your APR will depend on a few factors.
36%
$2,500
4 months
24 months
Advantages of Select Bank that offers payday loans in Lynchburg, Virginia
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit score. You will need a steady income to be eligible for a bad credit payday loan.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.
Other Payday Lenders in Lynchburg, Virginia
Edward Jones - Financial Advisor: Randy Teerlink
7421 Lee Davis Rd, Mechanicsville, VA 23111, USA
+1 (804) 746-7995
www.edwardjones.com
Carter Bank & Trust
4 Commonwealth Blvd E, Martinsville, VA 24112, USA
+1 (276) 632-2901
www.cbtcares.com
Bedford Loan Production Office
1380 American Way Ct unit g, Bedford, VA 24523, USA
+1 (540) 583-5458
www.firstbank.com
ATM (Suntrust Bank)
13001 Hull Street Rd, Midlothian, VA 23112, USA
+1 (804) 614-3308
www.suntrust.com