Connects Federal Credit Union Payday Loans Review - Mechanicsville, Virginia

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5 3 reviews

9280 Chamberlayne Rd #100, Mechanicsville, VA 23116, USA
+1 (804) 427-5185
www.connectsfcu.org
Friday
9AM–2PM, 3–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–2PM, 3–5PM
Tuesday
9AM–2PM, 3–5PM
Wednesday
9AM–2PM, 3–5PM
Thursday
9AM–2PM, 3–5PM
Testimonials

Feedback about Connects Federal Credit Union?

Here you read the reviews of our customers.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes people grapple with shared information about payday loans.

Payday Loans in Mechanicsville, Pennsylvania

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Mechanicsville, Pennsylvania is issued easily and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

6% APR small loan cap

How will Connects Federal Credit Union help take out a payday loan in Mechanicsville, Pennsylvania?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Mechanicsville, pa consider this circumstance not an obstacle to take out a loan. The client of a loan should be prepared to objectively assess financial solvency, take out a loan, pay back the debt on time and not only solve current problems, but enhance the credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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