First Citizens Bank Payday Loans Review - Midlothian, Virginia

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3 4 reviews
Organization owner?
13101 Midlothian Turnpike, Midlothian, VA 23113, USA
+1 (804) 378-4041
locations.firstcitizens.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about First Citizens Bank?

Here you see the feedback of our clients.

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Fay Moore

I often issue a loan to a card in First Citizens Bank. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Lloyd Ziemann IV

First Citizens Bank is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on time. The employees in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Reggie Block

Money was urgently required. I submitted an online application in First Citizens Bank. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was transferred to my card.

Albert Hayes

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at fair rate, so far it has been paid back on schedule, it can be either extended or paid back ahead of schedule.

Mr. Travis Altenwerth Jr.

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Fay Moore

I often issue a loan to a card in First Citizens Bank. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Lloyd Ziemann IV

First Citizens Bank is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on time. The employees in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Reggie Block

Money was urgently required. I submitted an online application in First Citizens Bank. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was transferred to my card.

Albert Hayes

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at fair rate, so far it has been paid back on schedule, it can be either extended or paid back ahead of schedule.

Mr. Travis Altenwerth Jr.

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Fay Moore

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Midlothian, Virginia

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and fast to issue loans in Midlothian, Virginia. The rates are set on an individual basis: if a client repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank help issue a payday loan in Midlothian, Virginia?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be credited to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Get Started
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Midlothian, va will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Midlothian, Virginia

Carter Bank & Trust

175 Warrenton Rd, Fredericksburg, VA 22405, USA

+1 (540) 371-0550

www.cbtcares.com

Navy Federal Credit Union

46300 Potomac Run Plaza Ste 180, Sterling, VA 20164, USA

+1 (888) 842-6328

www.navyfederal.org

Pinnacle Financial Partners

8 E Main St, Salem, VA 24153, USA

+1 (540) 387-4080

www.pnfp.com

Blue Ridge Bank

430 Mineral Ave, Mineral, VA 23117, USA

+1 (540) 894-5433

www.mybrb.com

Atlantic Union Bank

450 W Main St, Covington, VA 24426, USA

+1 (540) 962-6131

www.atlanticunionbank.com

Virginia Commonwealth Bank

680 McKinney Blvd, Colonial Beach, VA 22443, USA

+1 (804) 224-0033

www.vcb.bank

Regional Finance

3940 Plank Rd # K, Fredericksburg, VA 22407, USA

+1 (540) 736-6148

branches.regionalfinance.com

ATM M&t Bank

6758 Greensboro Rd, Ridgeway, VA 24148, USA

First Citizens Bank

40 Catoctin Cir NE, Leesburg, VA 20176, USA

+1 (703) 669-9884

locations.firstcitizens.com