Ameris Bank Mortgage Services- Nina Efird, Courtney Efird, Greg Edwards Payday Loans Review - Newport News, Virginia

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4 2 reviews

Organization owner?

735 Thimble Shoals Blvd #170, Newport News, VA 23606, USA

+1 (757) 597-0430

banker.amerisbank.com

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Domain Info

Mailing Address

24 2ND AVE SE

MOULTRIE

31768-4758

United States

Contact Data

alertsnetsol@amerisbank.com

+1.2296166121

Testimonials

Feedback about Ameris Bank Mortgage Services- Nina Efird, Courtney Efird, Greg Edwards?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes people get acquainted common information about payday loans.

Payday Loans in Newport News, Virginia

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Newport News, Virginia are taken out easily. The interest percentage depends on the client's personal data: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Ameris Bank Mortgage Services- Nina Efird, Courtney Efird, Greg Edwards help take out a payday loan in Newport News, Virginia?

24/7 operation. Such online services allow you to credit funds at any time. Money are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Microfinance organizations in Newport News, va consider this circumstance not an obstacle to issue a loan. The customer of a payday loan should be ready to objectively assess financial capabilities, issue a loan, repay the debt on time and not only solve current issues, but improve the credit history.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

Let's see