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What people think about First Virginia?
The worst customer service ever.
Alba Herman V
Would rather give a 3.5 but not quite a 4 star review.
Gussie Fisher
Do not come to this place never, you will waste your time.
Bertha Stroman
The worst customer service ever.
Alba Herman V
Would rather give a 3.5 but not quite a 4 star review.
Gussie Fisher
Do not come to this place never, you will waste your time.
Bertha Stroman
The worst customer service ever.
Alba Herman V
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Now you can read general characteristics of payday loans.
Payday Loans in Richmond, Massachusetts
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans may be an easy and fast solution to a short-term problem in Richmond, Massachusetts. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.
23% small loan cap
Advantages of First Virginia that offers payday loans in Richmond, Massachusetts
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a poor credit history an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your needs and pay back your loan commitments in good time.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.
Other Payday Lenders in Richmond, Virginia
Member One Federal Credit Union
40 Member One Way, Rocky Mount, VA 24151, USA
+1 (800) 666-8811
www.memberonefcu.com
Advance America
705 E Atlantic St, South Hill, VA 23970, USA
+1 (434) 447-4532
www.advanceamerica.net
Atlantic Union Bank
Forest Square, 14915 Forest Rd, Forest, VA 24551, USA
+1 (434) 525-2000
www.atlanticunionbank.com
Woodforest National Bank
14501 Hancock Village St, Chesterfield, VA 23832, USA
+1 (804) 639-2850
www.woodforest.com