Check City Payday Loans Review - Richmond, Virginia

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4.6 37 reviews

3920 Hull Street Rd, Richmond, VA 23224, USA
+1 (804) 230-6587
www.checkcity.com
Thursday
9AM–8PM
Friday
9AM–8PM
Saturday
9AM–8PM
Sunday
12–5PM
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM

Domain Info

Created Date

1999-08-27

Mailing Address

Utah

United States

Company Name

Softwise

Softwise

Testimonials

What people think about Check City?

Below you get acquainted with some of the reviews of our clients.
Note

Important

The previous three items charactirize a definite company. But below you can read general details about payday loans.

Payday Loans in Richmond, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans are the easiest loans to access in Richmond, Massachusetts. The entire process is fast. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

23% small loan cap

Advantages of Check City that offers payday loans in Richmond, Massachusetts

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments in a timely manner.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

Other Payday Lenders in Richmond, Virginia

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Benchmark Community Bank

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Carter Bank & Trust

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First Citizens Bank

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+1 (434) 791-6813

locations.firstcitizens.com

SouthState Bank

409 S Washington Hwy, Ashland, VA 23005, USA

+1 (804) 752-0090

southstatebank.com

ACE Cash Express

3585 Plank Rd #20, Fredericksburg, VA 22407, USA

+1 (540) 786-9226

www.acecashexpress.com

Principal Financial Group

5888 Skipwith Rd, Skipwith, VA 23968, USA

+1 (434) 422-5913

Direct Capital Solutions LLC

1600 Roseneath Rd, Richmond, VA 23230, USA

+1 (804) 353-0244

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