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What people think about HomeTrust Bank - Crossroads?
I applied for the first payday loan in my life, was approved the same day despite the fact that I had other loans. I repaid it on time. Love this lender for their affordable rates. Other lenders in my town charge sky high interest!
Dr. Nick Muller
I applied for the first cash advance in my life, was approved in 10 minutes despite the fact that I had other loans. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my town charge sky high interest!
Horacio Klocko
I applied for the first payday loan in my life, was approved the same day despite the fact that I had other loans. I repaid it on time. Love this lender for their affordable rates. Other lenders in my town charge sky high interest!
Dr. Nick Muller
I applied for the first cash advance in my life, was approved in 10 minutes despite the fact that I had other loans. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my town charge sky high interest!
Horacio Klocko
I applied for the first payday loan in my life, was approved the same day despite the fact that I had other loans. I repaid it on time. Love this lender for their affordable rates. Other lenders in my town charge sky high interest!
Dr. Nick Muller
I applied for the first cash advance in my life, was approved in 10 minutes despite the fact that I had other loans. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my town charge sky high interest!
Horacio Klocko
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Roanoke, Virginia
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Cash advance loans may be an easy and speedy solution to a short-term problem in Roanoke, Virginia. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.
36%
$2,500
4 months
24 months
Advantages of HomeTrust Bank - Crossroads that offers payday loans in Roanoke, Virginia
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lenders.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit rating you may still be eligible a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are companies who may be ready to give you a payday loan even if you have a poor credit rating. You will need a regular income to get approved for a bad credit payday loan.
To get approved for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.
Other Payday Lenders in Roanoke, Virginia
The Fauquier Bank: Gainesville
7485 Limestone Dr, Gainesville, VA 20155, USA
+1 (703) 366-1615
www.tfb.bank
Kroger Money Services
4119 Boonsboro Rd, Lynchburg, VA 24503, USA
+1 (434) 384-2415
moneyservices.kroger.com
Kaitlyn Taylor Loan Officer with Towne First Mortgage
4501 Cox Rd Suite 301, Glen Allen, VA 23060, USA
+1 (804) 994-4086
townefirstmortgage.com
Chartway Federal Credit Union
Restricted Access, 1731 Gilbert St Building C9, Norfolk, VA 23511, USA
+1 (800) 678-8765
www.chartway.com
