Roanoke Valley Community Credit Union Payday Loans Review - Roanoke, Virginia

Your personal information is safe with us
3 17 reviews

723 5th St NE, Roanoke, VA 24016, USA
+1 (540) 982-3931
www.rvccu.org
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Testimonials

What people think about Roanoke Valley Community Credit Union?

Below you see some of the opinions of our clients.
Note

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Roanoke, Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Online cash advance loans can be the easiest solution to your short-term financial issues in Roanoke , Virginia because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Roanoke Valley Community Credit Union that offers payday loans in Roanoke, Virginia

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are companies who may be happy to give you a payday loan even if you have a poor credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.

Let's see

Other Payday Lenders in Roanoke, Virginia

American National Bank & Trust Company

202 S Jefferson St, Roanoke, VA 24011, USA

+1 (540) 278-1968

www.amnb.com

Presidential Bank

21 Catoctin Cir SE, Leesburg, VA 20175, USA

+1 (703) 669-5000

www.presidential.com

Walmart Money Center

505 Oakville Rd, Appomattox, VA 24522, USA

+1 (434) 352-6066

www.walmart.com

Bank of Clarke County

2555 S Pleasant Valley Rd, Winchester, VA 22601, USA

+1 (800) 650-8723

www.bankofclarke.bank

Navy Federal Credit Union

828 Berryville Ave, Winchester, VA 22601, USA

+1 (888) 842-6328

www.navyfederal.org

United Bank

309 N Main St, Bridgewater, VA 22812, USA

+1 (540) 515-0003

www.bankwithunited.com

City National Bank

101 Community Way, Staunton, VA 24401, USA

+1 (540) 213-3888

www.bankatcity.com

MoneyGram

7738 Richmond Hwy, Appomattox, VA 24522, USA

+1 (804) 352-5213

locations.moneygram.com

Bank of the James - Lexington

158 S Main St, Lexington, VA 24450, USA

+1 (540) 707-3144

www.bankofthejames.bank