Checks Smart Payday Loans Review - Smithfield, Virginia

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5 reviews

Organization owner?

1207 Benns Church Blvd, Smithfield, VA 23430, USA

+1 (757) 365-9711

www.checksmart.com

Friday

8AM–8PM

Saturday

8AM–8PM

Sunday

11AM–5PM

Monday

8AM–8PM

Tuesday

8AM–8PM

Wednesday

8AM–8PM

Thursday

8AM–8PM

Domain Info

Mailing Address

P.O. Box 81226

Seattle

98108-1226

United States

Company Name

On behalf of checksmart.com owner

Whois Privacy Service

Contact Data

owner-11175629@checksmart.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about Checks Smart?

Below you read some of the testimonials of our customers.

Note

Important

The above-given information provides the details about a definite financial institution. The information below is about general information about payday loans.

Payday Loans in Smithfield, Rhode Island

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans may turn out an easy and speedy solution to a short-term problem in Smithfield, Rhode Island. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Checks Smart that offers payday loans in Smithfield, Rhode Island

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to complete the form. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to getting a bank loan. A payday loan can save clients who have low credit scores or have no credit history. But we advise you that as with any borrowing you should only dare applying for a payday loan if you are confident that you can make payments in a timely manner.

To get accepted for a loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.

Let's see