First Citizens Bank Payday Loans Review - Staunton, Virginia

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5 reviews

Organization owner?

239 N Central Ave, Staunton, VA 24401, USA

+1 (540) 887-1300

locations.firstcitizens.com

Friday

8:30AM–1PM, 3–5PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–1PM, 3–5PM

Tuesday

8:30AM–1PM, 3–5PM

Wednesday

8:30AM–1PM, 3–5PM

Thursday

8:30AM–1PM, 3–5PM

Domain Info

What people think about First Citizens Bank?

Below you get acquainted with some of the testimonials of our customers.

Note

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Staunton, Virginia

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Staunton, Virginia. The entire process is easy. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of First Citizens Bank that offers payday loans in Staunton, Virginia

24/7 application. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
High approval chances. 94% of borrowers are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a poor credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments without delays.

To get approved for a payday loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the cash advance loan immediately.

Let's see