F&M Bank Payday Loans Review - Timberville, Virginia

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Organization owner?

165 New Market Rd, Timberville, VA 22853, USA

+1 (540) 896-1716

www.fmbankva.com

Friday

8:30AM–5:30PM

Saturday

8:30AM–12PM

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Domain Info

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Pay Attention

Above-specified info offers the details about a exact lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Timberville, Virginia

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Timberville, Virginia is taken out simply and quickly. The interest rate is defined respecting the category of the customer: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will F&M Bank help take out a loan in Timberville, Virginia?

24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The loan will be sent to a bank account, so a personal visit to the office is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Timberville, Virginia. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit history.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

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