1st Advantage Federal Credit Union Payday Loans Review - Virginia Beach, Virginia

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4.3 14 reviews

Organization owner?

4525 Columbus St, Virginia Beach, VA 23462, USA

+1 (757) 877-2444

www.1stadvantage.org

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Feedback about 1st Advantage Federal Credit Union?

Here you read the reviews of our clients.

Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Virginia Beach, Virginia

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and fast to issue loans in Virginia Beach, Virginia. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will 1st Advantage Federal Credit Union help take out a payday loan in Virginia Beach, Virginia?

Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take several minutes to consider the application. The money are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor processed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a loan. The lender review many aspects such as financial solvency to approve the request. Cash advance in Virginia Beach, Virginia may help improve your credit history.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a real cost of the loan.

Let's see