First Bank Payday Loans Review - Waynesboro, Virginia

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2 3 reviews

Organization owner?

1415 W Main St, Waynesboro, VA 22980, USA

+1 (540) 946-8864

www.fbvirginia.com

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

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Above there are details about a exact lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Waynesboro, Pennsylvania

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Waynesboro, Pennsylvania is issued simply and quickly. The interest rate is specified depending on the category of the borrower: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

6% APR small loan cap

How will First Bank help take out a payday loan in Waynesboro, Pennsylvania?

Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with personal data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Waynesboro, pa consider this circumstance not an obstacle to take out a loan. The customer of a loan should be prepared to objectively estimate financial capabilities, take out a loan, repay the debt on schedule and not only solve current problems, but improve the credit score.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as APR.

Let's see