First Citizens Bank Payday Loans Review - Winchester, Virginia

Your personal information is safe with us

3.8 4 reviews

Organization owner?

2147 Valley Ave, Winchester, VA 22601, USA

+1 (540) 662-6900

locations.firstcitizens.com

Friday

9AM–1PM, 3–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–1PM, 3–5PM

Tuesday

9AM–1PM, 3–5PM

Wednesday

9AM–1PM, 3–5PM

Thursday

9AM–1PM, 3–5PM

Domain Info

What people think about First Citizens Bank?

Below you find some of the opinions of our clients.

Note

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Winchester, Massachusetts

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Online cash advance loans can be the best solution to your unexpected financial troubles in Winchester , Massachusetts because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

23% small loan cap

Advantages of First Citizens Bank that offers payday loans in Winchester, Massachusetts

24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within a few hours.
High approval chances. 94% of applicants are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get approved for a loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a few seconds to become informative even before applying.

Let's see