1st Advantage Federal Credit Union Payday Loans Review - Yorktown, Virginia

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4 25 reviews

6035 George Washington Memorial Hwy, Grafton, VA 23692, USA
+1 (757) 877-2444
www.1stadvantage.org
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

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Pay Attention

Further there will be shown the details about not a exact lender. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Yorktown, Virginia

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Yorktown, Virginia are taken out hassle-free. The interest rate is conditional on the customer's personal data: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will 1st Advantage Federal Credit Union help issue a loan in Yorktown, Virginia?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Yorktown, va will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

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Other Payday Lenders in Yorktown, Virginia

Carter Bank & Trust

82 Main St, Lebanon, VA 24266, USA

+1 (276) 889-2760

www.cbtcares.com

Mass Mutual Financial Group

11818 Rock Landing Dr STE 203, Newport News, VA 23606, USA

+1 (757) 873-3803

www.massmutual.com

Walmart Money Center

6000 Burke Commons Rd, Burke, VA 22015, USA

www.walmart.com

ATM (Suntrust Bank)

6001 Fort Ave, Lynchburg, VA 24502, USA

www.suntrust.com

Jackson River Community Credit Union

347 N Court Ave, Covington, VA 24426, USA

+1 (540) 962-6154

Buckeye Check Cashing

4411 Indian River Rd # A, Chesapeake, VA 23325, USA

+1 (757) 938-9933

Lendmark Financial Services LLC

105 Clarion Rd Suite K, Altavista, VA 24517, USA

+1 (434) 309-1061

www.lendmarkfinancial.com

Bank of the James - Bedford

1405 Ole Dominion Boulevard, Bedford, VA 24523, USA

+1 (540) 587-8646

www.bankofthejames.bank

M&T Bank

1886 Metro Center Dr Suite 230, Reston, VA 20190, USA

+1 (703) 464-4080

locations.mtb.com