Langley Federal Credit Union Payday Loans Review - Yorktown, Virginia

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4.4 12 reviews

4822 Geo. Washington Mem. Hwy, Yorktown, VA 23692, USA
+1 (757) 827-5328
www.langleyfcu.org
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–6PM
Testimonials

What people think about Langley Federal Credit Union?

Below you find some of the reviews of our customers.
Note

Important

Above there is information about a precise lender. Below you can see common characteristics of payday loans.

Payday Loans in Yorktown, Virginia

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in Yorktown, Virginia. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several things.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Langley Federal Credit Union that offers payday loans in Yorktown, Virginia

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can help consumers who have low credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a cash advance if you are confident that you can afford payments as agreed in the contract.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the real cost of the cash advance loan immediately.

Let's see

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