Bank of the Pacific Payday Loans Review - Aberdeen, Washington

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4.3 16 reviews

Organization owner?

300 E Market St, Aberdeen, WA 98520, USA

+1 (360) 533-8870

www.bankofthepacific.com

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Domain Info

Mailing Address

1928 E. Highland Ave. Ste F104 PMB# 255

Phoenix

85016

United States

Company Name

Domain Administrator

See PrivacyGuardian.org

Contact Data

pw-e4127fd2fd73801236fa8e1befac8211@privacyguardian.org

+1.3478717726

Testimonials

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Further there will be shown the details about not a definite lending company. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Aberdeen, Maryland

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Aberdeen, Maryland is taken out simply and fast. The interest percentage is defined respecting the category of the customer: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

33% APR cap (2.75% a month)

How will Bank of the Pacific help take out a payday loan in Aberdeen, Maryland?

Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with person-related data. It will take several minutes to review the application. The money are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Aberdeen, Maryland. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see