Heritage Bank Payday Loans Review - Anacortes, Washington

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3 4 reviews

2202 Commercial Ave, Anacortes, WA 98221, USA
+1 (360) 299-3007
local.heritagebanknw.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

Feedback about Heritage Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Lending companies are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Anacortes, Washington

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Anacortes, Washington is issued easily and quickly. The interest rate is specified depending on the category of the client: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Heritage Bank help take out a loan in Anacortes, Washington?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Anacortes, wa will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as annual percentage rate.

Let's see

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HomeStreet Bank and Home Loan Center

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Wheatland Bank

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Banner Bank

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Armed Forces Bank ATM

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+1 (888) 929-2265

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HomeStreet Bank and Affinity Lending Center

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Stephanie Jane Kimball | Fairway Independent Mortgage Corporation Loan Officer

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+1 (206) 250-6700

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Sound Credit Union

9901 Harbour Pl, Mukilteo, WA 98275, USA

+1 (800) 562-8130 ext. 1270

www.soundcu.com