Columbia Bank Payday Loans Review - Centralia, Washington

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4.4 7 reviews

1100 Harrison Ave, Centralia, WA 98531, USA
+1 (360) 736-0722
www.columbiabank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
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Payday lenders are shown in the first three points. Below info defines shared information about payday loans.

Payday Loans in Centralia, Illinois

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Centralia, Illinois are issued easily. The interest percentage is conditional on the customer's personal information: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Columbia Bank help issue a payday loan in Centralia, Illinois?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in Centralia, il consider this circumstance not an obstacle to take out a loan. The borrower of a payday loan should be ready to objectively assess financial capabilities, take out a loan, pay off the debt on schedule and not only solve current problems, but improve the credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Centralia, Washington

Coastal Community Bank

818 N Sunrise Blvd, Camano, WA 98282, USA

+1 (360) 387-8861

www.coastalbank.com

The Pawnshop

110 S Main St, Colville, WA 99114, USA

+1 (509) 684-1410

ATM - Umpqua Bank

2620 California Ave SW UNIT 500, Seattle, WA 98116, USA

+1 (206) 694-5460

locations.umpquabank.com

Jorgensen Jeffery

1415 Lakeside Ct # 100, Yakima, WA 98902, USA

+1 (509) 457-6552

expressloansofamerica.com

Wauna Credit Union Long Beach Branch

910 Pacific Ave S, Long Beach, WA 98631, USA

+1 (800) 773-3236

waunafcu.org

Horizon Credit Union

1474 N Hwy #395, Colville, WA 99114, USA

+1 (800) 852-5316

www.hzcu.org

HomeStreet Bank

16389 Redmond Way Suite #100, Redmond, WA 98052, USA

+1 (425) 629-1255

www.homestreet.com

Sound Credit Union

18801 Alderwood Mall Pkwy, Lynnwood, WA 98037, USA

+1 (800) 562-8130 ext. 3820

www.soundcu.com

Lendmark Financial Services LLC

5920 Evergreen Way Suite F, Everett, WA 98203, USA

+1 (425) 353-7232

www.lendmarkfinancial.com