What people think about Banner Bank?
Unhappy client! Was rejected for no reason. My credit was fair.
Too high APR. Had to pay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady on the phone was very disrespectful. Not recommended. Better explore another service.
Prof. Frederic Stamm
I tried to borrow cash from Banner Bank. They declined me. Why then say they accept everyone even those with poor credit?? Bad service. Moreover, got many texts with an offer to apply for a payday loan. I do not recommend this lender.
Below you can review general information about payday loans and their common features.
Payday Loans in Dayton, New York
A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Dayton, New York is are easy to get. The APR is specific for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of Banner Bank that offers payday loans in Dayton, New York
- 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval chances. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get approved for short-term loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments in a timely manner.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.