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What people think about Columbia Bank?
Great service, really friendly! :)
Bart Lakin
Friendly and informative staff.
Libby Nader
Pay Attention
The previous three items charactirize a peculiar company. But below you can find general data about payday loans.
Payday Loans in Gig Harbor, Washington
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Cash advance loans may seem like an easy and speedy solution to a short-term problem in Gig Harbor, Washington. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.
391%* APR
$700 (*or 30% of gross monthly income)
Not Specified
45 days
Advantages of Columbia Bank that offers payday loans in Gig Harbor, Washington
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a bad credit score. You will need a regular income to get approved for a bad credit payday loan.
To get approved for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the loan immediately.
Other Payday Lenders in Gig Harbor, Washington
On Q Financial l Dan Pittman l Lynnwood, Washington
3400 188th St SW #316, Lynnwood, WA 98037, USA
+1 (206) 992-2449
onqfinancial.com
ATM - Umpqua Bank
211 E Locust St, Waterville, WA 98858, USA
+1 (509) 745-8511
locations.umpquabank.com
Bank of America ATM
1706 Commercial Ave, Anacortes, WA 98221, USA
+1 (844) 401-8500
locators.bankofamerica.com
Peoples Bank
275 SE Pioneer Way Suite #1, Oak Harbor, WA 98277, USA
+1 (360) 679-7966
www.peoplesbank-wa.com