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What people think about First Citizens Bank?
Thank you for the fantastic service. Your employess assisted me throughout the application. It’s great that you only need an ID to get approved.
Lessie Stoltenberg
I needed $500 to buy a bag of my dream. The only solution was to apply for a cash advance. Found a lot of companies online. First Citizens Bank seemed the most transparent company in Gig Harbor.
Lulu Davis MD
Pay Attention
Now you can see general characteristics of payday loans.
Payday Loans in Gig Harbor, Washington
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Gig Harbor, Washington. The entire process is hassle-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.
391%* APR
$700 (*or 30% of gross monthly income)
Not Specified
45 days
Advantages of First Citizens Bank that offers payday loans in Gig Harbor, Washington
- 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people take out cash advances?
Payday loans for bad credit
Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have bad credit scores or have no credit history. But we advise you that as with any loan you should only dare applying for a payday loan if you are sure that you can afford payments as agreed in the contract.
To get accepted for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.
Other Payday Lenders in Gig Harbor, Washington
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Olympia Credit Union
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