Umpqua Bank Payday Loans Review - Goldendale, Washington

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4 5 reviews

201 W Main St, Goldendale, WA 98620, USA
+1 (509) 773-5733
locations.umpquabank.com
Tuesday
10AM–1PM, 2–4PM
Wednesday
10AM–1PM, 2–4PM
Thursday
10AM–1PM, 2–4PM
Friday
10AM–1PM, 2–4PM
Saturday
Closed
Sunday
Closed
Monday
10AM–1PM, 2–4PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR

Hillsboro

OR

97124-7104

United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Testimonials

Feedback about Umpqua Bank?

Here you grapple with the feedback of our clients.
Note

Pay Attention

Payday lenders are shown in the first three points. Below info offers general information about payday loans.

Payday Loans in Goldendale, Washington

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

It is easy and fast to take out payday loans in Goldendale, Washington. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Umpqua Bank help take out a loan in Goldendale, Washington?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be transfered to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

11%
Healthcare Bills

12%
Traveling

9%
Car Repair

3%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the application when lenders in Goldendale, wa will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as annual percentage rate.

Let's see

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