HAPO Community Credit Union Payday Loans Review - Kennewick, Washington

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3.5 51 reviews

Organization owner?

4 N Union St, Kennewick, WA 99336, USA

+1 (509) 943-5676

www.hapo.org

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–5:30PM

Saturday

9AM–4PM

Sunday

Closed

Monday

9AM–5:30PM

Domain Info

Feedback about HAPO Community Credit Union?

Here you read the feedback of our customers.

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Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes readers grapple with general information about payday loans.

Payday Loans in Kennewick, Washington

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Kennewick, Washington are taken out easily. The interest rate depends on the client's personal data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies offer.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will HAPO Community Credit Union help issue a payday loan in Kennewick, Washington?

24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Kennewick, Washington. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will provide the cost of the loan. It takes seconds to see the outcome.

Let's see