What people think about Union Bank?
He also went the extra mile to ensure that we locked in our best possible rate.
He did great work for our refinance.
Prof. Asa Ferry Sr.
I had a great experience with Dan and his team buying my first home.
Madaline Cormier Jr.
Now you can see general characteristics of payday loans.
Payday Loans in Kirkland, Illinois
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans may be an easy and speedy solution to a short-term problem in Kirkland, Illinois. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several factors.
$1,000 (or 25% of the gross monthly income)
Advantages of Union Bank that offers payday loans in Kirkland, Illinois
- 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
- High approval rates. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Payday loans for bad credit
Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can help borrowers who have low credit scores or have no credit history. But we recommend you that as with any loan you should only think about applying for a cash advance if you are confident that you can afford payments punctually.
To get accepted for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.