First Citizens Bank Payday Loans Review - Lacey, Washington

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4.3 15 reviews

721 College St SE, Lacey, WA 98503, USA
+1 (360) 456-0880
locations.firstcitizens.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Testimonials

What people think about First Citizens Bank?

Below you find some of the reviews of our clients.
Note

Pay Attention

The previous three items describe a precise lending service. But below you can read general data about payday loans.

Payday Loans in Lacey, Washington

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online cash advance loans can be the right solution to your short-term financial difficulties in Lacey , Washington because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Advantages of First Citizens Bank that offers payday loans in Lacey, Washington

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Lacey, wa welcome borrowers with poor credit. You can apply for a bad credit payday loan on the net around the clock and if successful could have the funds in your account within a few hours.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your cash advance.

Let's see

Other Payday Lenders in Lacey, Washington

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+1 (800) 822-2076

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Navy Federal Credit Union - ATM

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+1 (888) 842-6328

www.navyfederal.org

KeyBank

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www.key.com

Banner Bank

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+1 (509) 735-4663

locations.bannerbank.com

KeyBank ATM

Friday Harbor, WA 98250, USA

locations.key.com

Bank of the Pacific

150 S Main St, Montesano, WA 98563, USA

+1 (360) 249-2499

www.bankofthepacific.com

Riverview Community Bank

800 NE Tenney Rd, Vancouver, WA 98685, USA

+1 (360) 571-2300

www.riverviewbank.com

Professional Loan Services

Mukilteo, WA 98275, USA

+1 (425) 493-1324