Columbia Bank Payday Loans Review - Lakewood, Washington

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3.5 13 reviews

6202 Mt Tacoma Dr SW, Lakewood, WA 98499, USA
+1 (253) 581-4232
www.columbiabank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Testimonials

What people think about Columbia Bank?

Below you see some of the opinions of our clients.
Note

Important

Now you can review general characteristics of payday loans.

Payday Loans in Lakewood, New York

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is simple and fast to get accepted for payday loans in Lakewood, New York. The APR will be set specifically for each client and will depend on the personal information the person filled in.

APR

25% small loan cap

Advantages of Columbia Bank that offers payday loans in Lakewood, New York

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on specific circumstances. They will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your cash advance.

Let's see

Other Payday Lenders in Lakewood, Washington

Gesa Credit Union

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+1 (509) 378-3100

www.gesa.com

Columbia Credit Union

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+1 (360) 891-4000

www.columbiacu.org

ATM (Key Bank)

120 N Dunlap Ave, Sequim, WA 98382, USA

www.key.com

Gesa Credit Union

721 S Pioneer Way, Moses Lake, WA 98837, USA

+1 (509) 378-3100

www.gesa.com

Union Bank

3506 168th St NE, Arlington, WA 98223, USA

+1 (425) 388-5590

blw.unionbank.com

KeyBank

714 Main St, Vancouver, WA 98660, USA

+1 (360) 906-1141

www.key.com

Fred Meyer Money Services

11325 SE Mill Plain Blvd, Vancouver, WA 98684, USA

+1 (360) 253-7053

moneyservices.kroger.com

Sound Credit Union

10914 SE Kent-Kangley Rd, Kent, WA 98030, USA

+1 (800) 562-8130 ext. 3880

www.soundcu.com

Banner Bank

447 Basin St SW, Ephrata, WA 98823, USA

+1 (509) 754-5650

locations.bannerbank.com