Kitsap Credit Union Payday Loans Review - Port Townsend, Washington

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4.7 3 reviews

1165 Landes Ct, Port Townsend, WA 98368, USA
+1 (360) 662-2000
www.kitsapcu.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Testimonials

Feedback about Kitsap Credit Union?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Port Townsend, Washington

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Port Townsend, Washington is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates you will get.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Kitsap Credit Union help issue a loan in Port Townsend, Washington?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Port Townsend, wa will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

Let's see

Other Payday Lenders in Port Townsend, Washington

Bank of America (with Drive-thru ATM)

210 5th Ave SW, Olympia, WA 98501, USA

+1 (360) 753-8600

locators.bankofamerica.com

Chase Bank

4570 Klahanie Dr SE, Issaquah, WA 98029, USA

+1 (425) 837-3900

locator.chase.com

Kitsap Credit Union

2041 NW Myhre Rd, Silverdale, WA 98383, USA

+1 (800) 422-5852

www.kitsapcu.org

Diamond Plaza Pawn

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+1 (360) 855-1055

Our Community Credit Union

526 W Cedar St, Shelton, WA 98584, USA

+1 (800) 426-5657

www.ourcu.com

Whidbey Island Bank

675 NE Midway Blvd, Oak Harbor, WA 98277, USA

+1 (360) 679-3151

local.heritagebanknw.com

Kitsap Credit Union

51 WA-300, Belfair, WA 98528, USA

+1 (360) 662-2000

www.kitsapcu.org

Coastal Community Bank

525 N Olympic Ave, Arlington, WA 98223, USA

+1 (360) 436-4980

www.coastalbank.com

Armed Forces Bank ATM

9052 Gardener Loop Rd, McChord AFB, WA 98433, USA

+1 (888) 929-2265

www.afbank.com