Columbia Bank Payday Loans Review - Poulsbo, Washington

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5 reviews

20148 10th Ave NE Suite B, Poulsbo, WA 98370, USA
+1 (360) 779-9889
www.columbiabank.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Testimonials

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Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Poulsbo, Washington

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

It is simple and fast to take out payday loans in Poulsbo, Washington. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Columbia Bank help take out a loan in Poulsbo, Washington?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Poulsbo, wa consider this circumstance not a drawback to issue a loan. The client of a cash advance should be ready to objectively estimate financial capabilities, issue a loan, pay back the debt on schedule and not only solve current difficulties, but improve the credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the outcome.

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