Columbia Bank Payday Loans Review - Renton, Washington

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased chance to get approved for short-term loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments without delays.

To get approved for a loan, you must meet the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.

Low

300 – 579 points

• No ability to get a loan
• No ability to rent a room

Average

670 – 739 points

• 80% of loan approval
• Apply for all loan types

Perfect

740 – 799 points

• 95% of loan approval
• Apply for all loans including mortgage